In any bike accident, there is a good chance that as well as being injured, the clothes you were wearing will be damaged. This is especially true for cyclists, where your clothing and any safety equipment you might be wearing are the only things between you and the tarmac.
Whether you are a keen cyclist who uses a bike on the road every day, or someone who just goes for a ride on a Sunday morning, wearing the proper gear can dramatically reduce both your chances of being involved in an accident and if you are in an accident, the severity of any injuries.
Cycling clothing and equipment has two main functions, it is either designed to make you more visible to other road users, reducing the likelihood that they will knock you off your bike, or it is designed to minimise your injuries if you fall or are knocked off. In a bicycle accident both types of equipment might be damaged, so any claim you make could include the costs of replacing both the visibility clothing (reflective fluorescent jackets, lights, reflective strips) and your protective clothing (elbow and knee pads, your cycling helmet).
Some safety equipment is designed only to be used once, such as cycling helmets, which cushion the head against an impact with either the road or another vehicle. Other cycling equipment such as shoulder pads and knee pads provide some level or protection and can take a few scrapes before they need to be repaired. If any of these items are damaged in your bicycle accident, then My Cycling Claim can include the costs of the repair or replacement of this equipment as part of your bike accident claim.
Fair bike accident equipment compensation
As the innocent victim of a bike accident, it’s only fair that you are compensated for any damaged cycling equipment or clothing you were wearing at the time of the accident. That’s exactly why your claim with My Cycling Claim will include the cost of replacing damaged bike equipment, clothing and any other personal possessions damaged in your accident.
